Los Angeles Home Improvement Loans
The Neighborhood Preservation Program (NPP) provides
low-interest rehabilitation loans for Los Angeles City
single-family homeowners with incomes at or below 80% of the
County median income levels. These loans are also available to
owners of apartment buildings in the City of Los Angeles with
low-income tenants.
MAXIMUM LOAN AMOUNTS One to four Units
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Up to $35,000 for each 1st Unit |
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Up to $7,500 for Each Additional Unit |
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Plus Cost of Hazardous Abatement |
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Plus Cost of Correcting Cited Code Violations |
5 Units or More
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Up to $35,000 per Unit |
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Plus Cost of Hazardous Abatement |
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Plus Cost of Correcting Cited Code Violations |
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*Not to exceed $525,000
unless approved by the City Council and the Mayor The interest rate on the loan depends upon the family size and income of the borrower. Interest rates range from 0% to prime rate. In some cases, payment may be deferred. WHO DO YOU CALL? Contact the Neighborhood Preservation Program Main Office at (213) 808-8802. ELIGIBILITY REQUIREMENTS All owners of property (one to four units) occupied by low to moderate income households are eligible to participate in the program. All owners of property (five units or more) occupied by low to moderate income tenants are eligible to participate in the program. All loans are to be used for improvements such as flooring; upgrading electrical wiring, heating, and plumbing systems; painting; and repairing or installing new roofs. Necessary adaptations provided to physically challenged individuals such as conversions of ramps, rails, and bathrooms are also eligible improvements. |
